Alberta General Insurance Level 1 Practice Exam

An independent adjuster is different from a staff adjuster because they are appointed by the insurer to work on specific claims, rather than being employed by the insurer directly. Option A, working for the insured, is incorrect because both independent and staff adjusters work on behalf of the insurer. Option B, being licensed to sell insurance, is incorrect because adjusters do not sell insurance, they evaluate and settle claims. Option D, operating their own insurance company, is incorrect because both independent and staff adjusters work for insurance companies, but independent adjusters are contracted to work on specific claims.