Alberta General Insurance Level 1 Practice Exam

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What does an adjuster do?

  1. Sells insurance policies

  2. Investigates insurance claims

  3. Issues insurance licenses

  4. Manages insurance investments

The correct answer is: Investigates insurance claims

Adjusters do not sell insurance policies. This is the job of an insurance agent or broker. Adjusters also do not issue insurance licenses. This is the job of a state insurance department. Lastly, adjusters do not manage insurance investments. This is the job of an investment manager or financial advisor. The main role of an adjuster is to investigate insurance claims and determine the appropriate amount of coverage and payout for the claim. They may also negotiate settlements with involved parties and handle any legal aspects of the claim. Understanding the role of an adjuster is important for anyone involved in the insurance industry or filing a claim.

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