Alberta General Insurance Level 1 Practice Exam

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Who might engage a public adjuster?

  1. The insurer exclusively

  2. The insured for claim settlement help

  3. Banks for insurance verification

  4. Government agencies for public claims

The correct answer is: The insured for claim settlement help

A public adjuster is someone hired by an insured individual to assist with the settlement of an insurance claim. They work exclusively on behalf of the policyholder, not the insurer (option A). Banks typically do not engage public adjusters for insurance verification (option C). Government agencies may help with public claims, but they would not be the ones hiring a public adjuster (option D).

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